Welcome Millo.co members

Meet your AI powered tax assistant. Lunafi gives freelancers the expense tracking, tax calculation and invoicing tools they need to manage their business.

Use code MILLO to get 50% off a new subscription. Save 50% on the 1st year of a yearly subscription, or the first 3 months of a monthly subscription.

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7 day free trial

Expenses. Taxes. Invoices.
All in one place.

Let AI take care of
your write-offs

Maximize your tax savings with personalized AI-powered suggestions tailored to your business and work habits. Optimize your write-offs effortlessly.

Know your taxes and
ways to save

Stop guessing how much you’ll owe for taxes each year. See your estimated taxes owed for your 1099 self-employment, federal and state income taxes for your freelance business.

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Check all your balances
in one place

Link all your financial institutions, including PayPal and Venmo and consolidate them into a single, convenient view for effortless financial tracking.

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Track all your finances
in one single view

Managing your business and personal finances in one place is a challenge. Connect your checking and credit card accounts securely to manage your business & personal spending and business income.

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Efficiently automate
your finance workflows

Avoid unnecessary manual work by creating rules for your regular business expenses. Let Lunafi automatically classify your earnings from various platforms.

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Gain instant insights with comprehensive reports

Experience the power of detailed Profit and Loss reports, along with comprehensive Business and Personal Expense breakdowns. Easily send reports to your accounts for seamless financial management.

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Send your invoices in
less than a minute

Stop using templates or manually managing your invoices. Easily create and manage professional looking invoices for your clients.

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Always be on top of your finances

Stay in control of your finances wherever you go with our web and mobile app.

Trusted by thousands of freelancers

“As a content creator who has just started monetizing my business Lunafi helps me keep my business expenses separate from my personal expenses. I get to focus on creating content while effortlessly handling the money part. I absolutely recommend this app to all my content creators out there!”

POLY G
Content Creator

“I am extremely impressed with the overall application.  The past two years I've used "Self-employed QuickBooks" that worked just fine for what I needed, however I wasn't satisfied with it and I didn't feel the cost justified the usage. I HIGHLY recommend Lunafi if you are looking for an application for your personal company's budget.”

SEAN FITZGERALD
Fitness Consultant

“Lunafi has helped me tremendously with my business taxes and write-offs! As an LLC I did not know how to categorize my transactions. With the help of Lunafi, I was able to separate my personal from my business transactions and estimate my taxes for the entire year. Definitely recommend for anyone starting off their side business journey!”

ANMOL DAS
Coach

“The thing I dread most about freelance is doing my taxes. Before Lunafi, I was drowning in spreadsheets and disorganized bank statements. Now I can track all my earnings and transactions seamlessly through the app, with an easy, up-to-date view of the estimated taxes I’ll owe.”

CHRISTINA CHERN
Art Director

“Lunafi has made it as easy as clicking a button or creating a rule so the app will automatically classify certain expenses to organize my finances. I can see a real-time breakdown of my profits and estimated taxes so I feel more confident knowing where I stand financially.”

HILLARy LYONS
Writer

"I use Lunafi to track my income and it's a huge weight off my shoulders when preparing for tax season. Track income, expenses and get a personalized estimate for your tax liability. Ideal for the full-time employee with a side hustle."

LAUREN KEUNING
Social Media Specialist

“Lunafi helps me on a daily basis record and track my expenses. I love having a central viewpoint into my day to day business finances in an easy to use app. I highly recommend this product to anyone who is looking to better manage their finances.”

MAX PETE
Squarespace Designer

“Lunafi has been an extremely helpful tool to track my finances throughout the year and prepare for taxes. The simplistic and approachable layout of the app makes it enjoyable to use and easy to gather information at a glance to stay organized.”

DYLAN REEVES
Videographer

“Lunafi has helped me manage my income and expenses regularly instead of the typical scramble to review everything at tax season. The interface makes it easy for me to understand how I do financially on a daily, quarterly and annual basis. Highly recommended for all independent contractors!”

DENELLE JARRO NUMIS
Yoga Teacher

“As a new freelancer, the one thing I have been warned about over and over again is making sure to save money for taxes at the end of the year while self-employed. I hadn't found a tool that would help me do this so simply until Lunafi.”

WHITNEY CALVIN
Brand Manager

Be Inspired!

Hear how Hillary Lyons uses Lunafi to eliminate her bookkeeping challenges as a freelancer.

Read more!